Add owner-assisted account recovery

docs/ORGANIZATIONS.md

@@ -64,6 +64,15 @@ grant organization-data access. If an operator must inspect tenant data during
 an incident, use a reasoned break-glass grant. It expires within one hour and
 creates an append-only audit event in the same transaction.
 
+An application that offers owner-assisted account recovery must not infer that
+authority from a broad administration page. Use the dedicated
+`authrecovery.IssueAssistedRecovery` boundary after an operation-bound passkey
+assertion. The SQLite adapter requires a current active direct owner binding
+and active target membership in the same transaction that invalidates the old
+credentials and records the organization-visible recovery audit. Team,
+break-glass, platform, and merely descriptive roles do not satisfy this owner
+check.
+
 The SQLite adapter namespaces all tables, enforces active organization and team
 membership plus resource ancestry before accepting or evaluating a binding,
 and keeps invitations and sessions as digests. Applications remain responsible